self catering insurance

[WD]

Can anyone advise me on this one. I live in a house with a small self contained annexe. We let the annexe out on a self catering basis for 20 weeks a year, and last year had no problem getting the appropriate insurance for it. However, this year I have been told that the criteria has changed and the insurance companies will no longer cover us as the annexe does not have a separate address and it's own utility bills. None of the home insurance companies I have contacted will include the holiday let on the home policy.
Has anyone come across the same problem? I would be most grateful for any advice.
Thanks

[idmilla]

Can anyone advise me on this one. I live in a house with a small self contained annexe. We let the annexe out on a self catering basis for 20 weeks a year, and last year had no problem getting the appropriate insurance for it. However, this year I have been told that the criteria has changed and the insurance companies will no longer cover us as the annexe does not have a separate address and it's own utility bills. None of the home insurance companies I have contacted will include the holiday let on the home policy.
Has anyone come across the same problem? I would be most grateful for any advice.
Thanks
Dear WD,

Did you receive any replies or were you able to overcome the problem, I am in exactly the same situation and would be vry happy if you were able to point me in the right direction?!

Best Regards
Ian Millar
stay@montcoffer.co.uk

[jonathanward]

Have you tried NFU Mutual. I have been insured with them for over 20 years and when we started our self-catering business last year, they were fine about it. i have always found them very flexible.

Jonathan

[Jessie_]

Hi
I'm not sure if you're still looking for help here but I came across this thread whilst doing some similar research so thought I'd post my findings

http://www.schofields.ltd.uk/blog/1455/granny-flat-annex-insurance/

I havent contacted them yet but I'm definitely going to try and get a quote from them