Flooding: are you adequately insured?

The flooding caused by the unseasonal weather this summer continues to cause problems for many businesses. Are you confident that your accommodation business is adequately insured?

For example, do you have enough cover to replace items damaged?

Are your guests' effects covered?

Will your insurance company pay out for loss of business if you had to close down during repairs?

Your regional tourist board may be able to recommend local insurance brokers who have specific experience in arranging cover for accommodation providers. Insurance brokers should be registered with and regulated by the Financial Services Authority. You can check this on their website www.fsa.gov.uk